The Role of Network Quality as Moderating Variable on the Performance Enhancement of Islamic Microfinance Institutions (Cases of Baitul Mal Wat Tamwil)

Muhamad Mutaqin, Widiyanto bin Mislan Cokrohadisumarto

Abstract


Islamic microfinance institutions (IMFI) -such as Baitul Mal Wat Tamwil (BMT)– have an important role in the development of micro-enterprises in Indonesia. Therefore, performance improvement BMT institutions should be carried out continuously in order to enhance its role in contributing to the development of the national economy, namely through the development of micro enterprises. The purpose of this study is to develop animprovement model the performance of BMT by involving the variables of human capital, Islamic business ethics, and moderation variable of network quality. Results of the study showed that the human capital and Islamic business ethics have a significant effect on the performance of BMT, and the network quality is able to strengthen the effect of human capital and Islamic business ethics in improving the performance of BMT. This result indicates that the network quality as moderation variable has an important role in improving the performance of BMT.


Keywords


human capital, Islamic business ethics, network quality, performance of BMT

Full Text:

PDF

References


Eldine, A. (2009). Etika Bisnis Islam. Retrieved September 8, 2015, from www.uikbogor.ac.id,

Ferell., O.C., Fraedrich, J., Ferrel, L. (2015). Bussiness Ethics Ethical decision making and cases. Stanford, USA: Cengage Learning.

Jaleleddine, Rejeb Ben; Slimene Nadia, and M. S. (2014). Ethical Performance of Islamic Banks: the Case of the Tunisian Banking "Zaytuna. Journal of Islamic Banking and Finance., 2(1), 107–122.

Jalil, A. (2010). Implementation Mechanism of Ethics in Business Organizations. International Business Research, 3(4), 1–11.

Kalam, M. (2012). The Impact of Networking on Firm Performance. Evidence from Small and Medium-Sized Firmsin Emerging Technology Areas (No. No 1278).

Kaplan, R. S. & D. P. N. (1996). Using The Balanced Scorecard as Strategic. Havard: Harvard Business School Press.

Kariv, D., Menzeis, .T.V., Brenner, G.A., Filion, L. . (2009). Transnasional Networking and Bussiness perfomance : Ethnic entrepreneurs in Canada. ”. Entreprenuership & Regional Development, 21(3), 239 – 264.

Kayed, R. N. dan M. Kabir, Hasan. (2010). Islamic entrepreneurship: a case study of Saudi Arabia. Journal of Developmental Entrepreneurship, 15(4), 379–413.

Marimuthu, M., Arokiasamy, L., Ismail, M. (2009). Human Capital Development And Its Impact On Firm Performance: Evidence From Developmental Economics. The Journal of International Social Research,2(8), 265 – 272.

Martina D.P. A. Ongkorahardjo, Antonius Susanto, D. R. (2008). Analisis Pengaruh Human Capital Terhadap Kinerja Perusahaan (Studi Empiris pada Kantor Akuntan Publik di Indonesia). Jurnal Akuntansi Dan Keuangan, 10(1), 11–21.

Mayo, A. (2000). The Role of Employee Development in The Growth of Intellectual Capital. Personal Review,29(4), 521–533.

Nawatmi, S. (2010). Etika bisnis dalam perspektif Islam. Fokus Ekonomi, 9(1), 50–58.

Noruzi, M. R. (2011). A quick look on Islamic entrepreneurship,” Interdisciplinary. Journal of Contemporary Research in Bussiness, 2(10), 478–485.

Nzuve, S. N. . and E. G. B. (2014). Human capital management practices and firms performance: A survey of commercial banks in Kenya. Journal of Economic Literature, 39(4), 1 – 13.

Olayemi, S. O. O. (2012). Human capital investment and industrial productivity in Nigeria. International Journal of Humanities and Social Science, 2(16), 298 – 307.

Pratono, A. H. and Rosli, M. (2014). Social capital and firm performance. Asian Social Science., 10(19), 1–11.

Rafiki, A. K. M. A. K. dan I. B. (2014). Islamic human capital and firm performance. International Journal of Bussiness Management, 9(4), 173 – 181.

Ranjay, G. D. A. D. and L. W. (n.d.). Organizational Networks. Retrieved September 8, 2015, from homepage.ntu.edu.tw/-khsu/network/reading/orgnet.pdf

Samad, S. (2013). Assessing the Contribution of Human Capital on Business Performance. International Journal of Trade, Economics and Finance, 4(6), 393–397.

Su, H., Y. (2014). Business Ethics the Development of Intellectual Capital. Journal of Bussiness Ethics, 119, 87–98.

Sumiyanto, A. (2012). BMT Menuju Koperasi Modern. Yogyakarta: ISES Publising.

Widiyanto, M. C. (2012). BMT dan Pengembangan Usaha Mikro. Semarang: Unissula Press.




DOI: http://dx.doi.org/10.21043/iqtishadia.v11i2.3198

Refbacks

  • There are currently no refbacks.


Copyright (c) 2018 IQTISHADIA (Journal of Islamic Economics and Business)

Iqtishadia Journal Indexed by :

http://journal.stainkudus.ac.id/indexing/crossref.jpghttp://journal.stainkudus.ac.id/indexing/moraref.jpghttp://journal.stainkudus.ac.id/indexing/ipi.jpghttp://journal.stainkudus.ac.id/indexing/academiaedu.jpghttp://journal.stainkudus.ac.id/indexing/googlescholar.jpghttp://journal.stainkudus.ac.id/indexing/sinta.jpghttp://journal.stainkudus.ac.id/indexing/isjd.jpg

Creative Commons License
Iqtishadia : Jurnal Kajian Ekonomi dan Bisnis Islam is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

View My Stats